Home Office Deduction Calculator
Two ways to deduct your home office. The simplified method is easy; actual expenses often pay more. Run both, take the bigger number.
Deductions are a system, not a scramble
Our $24 1099 Contractor Tracker keeps every deduction organized all year. Get the free W-9 chase checklist:
Common questions
What counts as a home office for the deduction?
Your office must be used regularly and exclusively for business — a dedicated workspace, not the couch. Admin work and client calls from that spot count; personal use of the same space doesn't.
Simplified or actual expenses — which pays more?
The simplified method is easy; actual expenses often pay more. Run both, take the bigger number. Note the simplified method caps at 300 sq ft, for a maximum $1,500 deduction.
Can I deduct a home office if I rent?
Yes — renters and owners both qualify. Enter your annual home expenses (rent or mortgage interest, plus utilities, insurance, and repairs) and the tool splits out the business-use percentage.