:root {
  --navy: #1b2a4a; --amber: #e8a33d; --ink: #232323; --muted: #6b7280;
  --bg: #faf8f4; --card: #ffffff; --line: #e8e2d6; --ok: #1e7e46;
}
* { box-sizing: border-box; }
body { font-family: system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
  color: var(--ink); background: var(--bg); margin: 0; line-height: 1.55; }
header.site { background: var(--navy); color: #fff; padding: 1rem 1.25rem; }
header.site .wrap { max-width: 960px; margin: 0 auto; display: flex;
  align-items: center; justify-content: space-between; gap: 1rem; flex-wrap: wrap; }
.brand { font-weight: 800; font-size: 1.15rem; color: #fff; text-decoration: none; }
.brand span { color: var(--amber); }
nav.top a { color: #d7dee9; text-decoration: none; margin-left: 1rem; font-size: .95rem; }
nav.top a:hover { color: var(--amber); }
main { max-width: 960px; margin: 0 auto; padding: 1.5rem 1.25rem 3rem; }
h1 { font-size: 1.9rem; margin: .5rem 0 1rem; color: var(--navy); }
h2 { color: var(--navy); margin-top: 2rem; }
.lede { font-size: 1.08rem; color: #3c4450; max-width: 62ch; }
.card { background: var(--card); border: 1px solid var(--line); border-radius: 12px;
  padding: 1.25rem; margin: 1.25rem 0; box-shadow: 0 1px 3px rgba(27,42,74,.06); }
.grid2 { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
@media (max-width: 640px) { .grid2 { grid-template-columns: 1fr; } }
label { display: block; font-weight: 600; font-size: .92rem; margin: .8rem 0 .25rem; }
input[type=text], input[type=number], input[type=date], input[type=email], select, textarea {
  width: 100%; padding: .6rem .7rem; border: 1px solid var(--line); border-radius: 8px;
  font-size: 1rem; background: #fff; }
textarea { min-height: 70px; }
button, .btn { background: var(--amber); color: var(--navy); border: none; border-radius: 8px;
  padding: .7rem 1.2rem; font-size: 1rem; font-weight: 700; cursor: pointer;
  text-decoration: none; display: inline-block; }
button:hover, .btn:hover { filter: brightness(.95); }
button.secondary { background: #eef1f6; color: var(--navy); }
.result { background: #f2f7f2; border: 1px solid #cfe3cf; border-radius: 10px;
  padding: 1rem 1.25rem; margin-top: 1rem; }
.result .big { font-size: 1.6rem; font-weight: 800; color: var(--navy); }
table.nums { width: 100%; border-collapse: collapse; margin-top: .5rem; }
table.nums td { padding: .35rem 0; border-bottom: 1px dashed var(--line); }
table.nums td:last-child { text-align: right; font-variant-numeric: tabular-nums; }
table.nums tr.total td { font-weight: 800; border-bottom: none; color: var(--navy); }
.muted { color: var(--muted); font-size: .9rem; }
.disclaimer { background: #fff8e8; border: 1px solid #f0d9a0; border-radius: 10px;
  padding: .9rem 1.1rem; font-size: .92rem; margin-top: 1.25rem; }
.capture { border: 2px dashed var(--amber); border-radius: 12px; padding: 1.25rem;
  margin-top: 1.5rem; background: #fffdf6; }
.capture h3 { margin-top: 0; color: var(--navy); }
.capture form { display: flex; gap: .5rem; flex-wrap: wrap; margin-top: .5rem; }
.capture input[type=email] { flex: 1 1 240px; }
.toolcards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1rem; margin-top: 1.5rem; }
@media (max-width: 720px) { .toolcards { grid-template-columns: 1fr; } }
.toolcard { background: var(--card); border: 1px solid var(--line); border-radius: 12px;
  padding: 1.25rem; text-decoration: none; color: var(--ink); }
.toolcard:hover { border-color: var(--amber); }
.toolcard h3 { margin: 0 0 .4rem; color: var(--navy); }
.toolcard p { margin: 0; font-size: .95rem; color: var(--muted); }
footer.site { border-top: 1px solid var(--line); padding: 1.5rem 1.25rem; text-align: center;
  color: var(--muted); font-size: .88rem; }
footer.site a { color: var(--muted); }
.itemrow { display: grid; grid-template-columns: 2fr 1fr 1fr auto; gap: .5rem; margin-bottom: .5rem; }
@media print {
  header.site, footer.site, .noprint, .capture { display: none !important; }
  body { background: #fff; }
  main { max-width: 100%; padding: 0; }
  .card { box-shadow: none; }
}